Most of us know that thunderstorms and hurricanes can cause significant damage to your roof or home. What many homeowners don’t know, however, is that if this happens to you, you don’t have to settle for the first amount offered to you by your homeowner’s insurance. In fact, there are property loss professionals that can help you fight for better coverage. They’re called public insurance adjusters. Keep reading to learn more on why we at Blue Fox think a public insurance adjuster can find the best policy for your home’s roof!
What Is A Public Adjuster?
Public insurance adjusters provide an invaluable service. They’re responsible for evaluating the damage done to a home after natural disasters such as a thunderstorm or hurricane. First, they evaluate property loss and negotiate on your behalf to make sure your insurance company is giving you what you deserve for repairs. Then, they differ from insurance company adjusters in that public adjusters work independently. They charge a fee for their services, typically around 10 to 20 percent of your settlement.
Why Hire A Public Adjuster?
According to the National Severe Storms Laboratory, there are about 100,000 thunderstorms each year in the United States alone. Also, about 10% of these reach severe levels. Not only that, but according to the Insurance Information Institute, in an average 3-year period, around five hurricanes strike the United States coastline.
As you can see, the likelihood of experiencing property damage from a storm is higher than you might think! So, even if you haven’t experienced any damage to your roof or home yet, it doesn’t hurt to know that a public adjuster is an option that will make sure you’re getting the most out of your claim.
If you’re considering having a roofer speak on your behalf, then you’ll need to think again. In Texas, it’s actually against the law to have a roofer speak as your public adjuster. Fortunately, public adjusters often work in combination with roofers to get a clearer idea of the necessary repairs your home will need. Your roof will work as an additional advocate to the adjuster by showing them every area of damage, right down to the measurements. A good public adjuster understands that their expertise isn’t roofing, so they’ll take the time to talk to a roofer about the damage to ensure no detail is forgotten.
Should You Use A Public Adjuster For Your Current Claim?
Although public adjusters charge for their services unlike insurance adjusters, it’s a worthy investment. Even if you think you already know what your reimbursement will be, adjusters will give you a second opinion, which never hurts. And if you’re intimidated by the claims process, they will assist you from the moment you file the claim to the day you receive your reimbursement. Oftentimes, public adjusters will also offer free estimates, so you don’t have much to lose!
Contact Blue Fox Roofing!
Have you had storm damage to your roof lately and are looking for advice? Blue Fox Roofing would be happy to help! Our roofers are willing to work with you and your public adjuster, as well as repair any damages you might have suffered. Contact us today to schedule an appointment!