If you have never had to file a home insurance claim, then you may have never dealt with or even thought about using a public adjuster. But working with public adjusters can help homeowners have repairs to their homes done more efficiently, with more accurate estimates and with lower out-of-pocket costs for the homeowner.
What is a Public Adjuster?
A public adjuster works independently from the insurance company to help advocate for you, the homeowner, when making an insurance claim. During the claims process, after damage is done to your home, your insurer may provide an estimate to repair the damages. Sometimes that estimate leaves you footing the bill for more than just your deductible.
Public adjusters take their own measurements and make their own estimates. They understand your policy language and can work with the insurance company to make sure every repair required to put your house back the way it was is included in their scope and estimate. Public adjusters also bring a host of necessary connections like contractors, repairmen and home services specialists.
When to Work With a Public Adjuster
The best time to start working with a public adjuster is early in the claims process. The sooner a public adjuster can be brought into the fold, the sooner they can get to work resolving your claim equitably, enabling the repairs to proceed promptly. Negotiating with large insurance companies and getting estimates from the necessary trades takes time, so once you realize the need for a public adjuster’s service, it’s best to involve them as soon as possible.
How to Find a Public Adjuster
Finding a public adjuster is not always easy as they are often only needed when disaster strikes but once you know where to look; finding the right public adjuster for you is nothing to be afraid of. Consider consulting your local public adjuster’s society or organization for certified professionals local to you. Organizations such as NAPIA (National Association of Public Insurance Adjusters) are happy to provide lists with some of the best local public adjusters.
Word of mouth is also an effective tool to find a good public adjuster. Ask a friend or family member who may have recently dealt with a home repair emergency; they may have a good list of names for you to pull from.
If a recent storm has damaged your roof whether it was a tornado, wind storm, hurricane or other forms of damage; let the experts at Blue Fox Roofing handle the damage from start to finish. We happily work with public adjusters and will be sure to get the job done right as soon as possible.
If you would like to request an estimate for any roofing damage that needs to be repaired or would simply like to talk about getting your roof inspected to spot any potential damage contact the experts at Blue Fox Roofing & Renovations.